Rich Ricci

Richard Ricci, Wells Fargo Advisor

Understanding the complexities of Medicare

June 2, 2021

While they’re working, many Americans become accustomed to getting health insurance through their employer. They make their initial selections and then update their choices once a year when its time to renew and during life events like adding to the family or, perhaps, starting a new job.  But virtually all U.S. residents face a milestone…

Read more...

Are you prepared for a financial emergency?

April 28, 2021

Preparing for a planned or unplanned life event during these challenging times may beg the question: “What’s the biggest threat to my financial stability?” Job loss likely comes to mind, perhaps followed by a serious illness or a natural disaster. But, lack of cash flow should make the list too. Consider cash flow and liquidity…

Read more...

Going back to school: tips on how to pay for it

March 18, 2021

Going back to school can help you advance in your job, re-enter the workforce, or support a second act as you chart a completely new career. But what are the right strategies adults should keep in mind to help manage education expenses?  Here are some financial tips for going back to school as an adult:…

Read more...

Five ways to help protect your family from fraud

February 20, 2021

From listening to music to ordering groceries, almost all aspects of our daily lives are connected to the Internet in some way. Nearly a third of Americans say they’re “almost constantly” online, with 81% using the Internet at least once a day.¹ But our always-connected nature can come with risks: The FBI’s Internet Crime Complaint…

Read more...

Estate planning

February 3, 2021

It’s time to create or update, estate plans If you, your adult children, or other family members haven’t created an estate plan or have one but the documents may be outdated, today’s unprecedented times are a reminder of how vital having an up-to-date plan can be, particularly a health care directive that you may need…

Read more...